Top 7 Things to Know Before Buying a Home in Texas in 2025
A Local Broker’s Guide to Navigating Today’s Market
Buying a home in Texas has always been exciting, and 2025 is no exception. With strong job growth, expanding communities, and increasing interest in Central Texas living, more buyers are making the move to areas like Bryan–College Station, College Station ISD, South College Station, and Brazos County. As a Texas Realtor and Broker, I see firsthand what buyers need to know to make informed, confident decisions in today’s market.
If you’re planning to buy a home in Texas, here are the top seven things to know before jumping in.
1. Pre-Approval Matters More Than Ever
In competitive Texas markets, the strongest buyers secure full pre-approval, not just pre-qualification. A true pre-approval shows sellers you’re financially ready and can shorten the closing timeline. Many homes in cities like College Station, Houston, Austin, and Dallas still receive multiple offers. Serious buyers must show they’re serious from the start.
2. Texas Property Taxes Can Vary Widely
Unlike some states, Texas does not have a state income tax, so property taxes fund many local services. These rates vary depending on county, city, school district, and MUD or PUD fees.
Before writing an offer, evaluate the total tax rate, special assessments, expected annual tax increases, and whether the property is eligible for a homestead exemption.
3. New Construction Is Booming, but Not All Builders Are Equal
Texas has seen tremendous growth in new construction, especially in fast-growing areas like South College Station, Castlegate II, Greens Prairie Reserve, and Pebble Creek.
Buyers should evaluate a builder’s reputation, warranty program, included features, lot premiums, and expected build timeline. And remember, your agent should accompany you on your first visit to the builder to ensure full representation.
4. Inspections Are Non-Negotiable
Even brand-new homes need inspections. Texas foundation movement, HVAC strain from extreme heat, previous roof hail damage, and plumbing issues can be common findings. A certified inspector helps protect your investment and may save thousands down the road.
5. Understand HOA and POA Requirements
Many Texas communities have HOA or POA fees. These may cover amenities, community landscaping, security, or architectural guidelines.
Always review restrictions, annual dues, compliance rules, and transfer fees before purchasing.
6. Market Conditions Shift by Neighborhood
Even within the same city, the market varies dramatically. For example, Pebble Creek might have low inventory and stronger pricing. Castlegate or Indian Lakes may attract luxury buyers. Bryan’s historic district may offer more affordability. South College Station often appeals to families and Aggie professionals.
Working with a local expert ensures you know which neighborhoods match your lifestyle and budget.
7. Your Realtor’s Expertise Matters
Texas real estate contracts are unique. Between TREC forms, option periods, appraisal addendums, and earnest money requirements, a knowledgeable Realtor can make or break the transaction.
Working with a broker who understands the local market ensures better negotiation strategies, accurate pricing guidance, smoother communication with lenders, and a faster, more predictable closing.
Final Thoughts
Texas is one of the best places to buy a home in 2025, especially in communities that continue to grow, such as Bryan–College Station, College Station ISD, and surrounding Brazos Valley areas. Whether you’re a first-time buyer, an investor, or relocating for work, having a trusted local Realtor on your side makes the process smoother, more enjoyable, and more successful.
If you’re thinking about buying or selling a home in Texas, I’d love to be your resource.