WHAT IS INFLATION AND HOW DOES IT IMPACT ME? Inflation is a decline in the value of money that can lead to: Decreased Purchasing Power: As prices rise, your dollar won’t stretch as far as it used to. So you’ll be able to purchase fewer goods and services with a limited budget. Increased Borrowing Costs: In an effort to curb …
20 Unique Home Gifts for Every Person on Your List
Every year, it seems the holidays sneak up on us—and every year, that brings with it the dreaded last-minute gift panic. Finding a present that hits all the right notes can be surprisingly stressful, even when it comes to people you’ve known for years. But have no fear! We’ve lined up a list of unique gifts for every …
Increase Your Home’s Value with These Simple Tips
Getting ready to list your home on the market, or just want to make some value-adding improvements? When done well, simple renovations or additions can make a significant impact on your home’s overall value. Better yet, many fool-proof improvements can be cost-effective and easily modified to fit any budget. But where to begin? When contemplating improvements or renovations, it’s important …
8 Tips for Decorating Your First Home
Buying your first home is a huge milestone. Though extremely exciting, working out the details, like decorating, can be stressful. With the right approach, though, decorating your home can be an exciting way to create a space that is an extension of you and your family – one you enjoy spending time and making memories with them and others. Here …
Six Tips for Selling Your Home in the Summer
Summer is a time of year everyone has reason to look forward to – warmer temperatures, backyard barbecues, and long-overdue vacations are well-worth the anticipation, especially after the previous year. But homeowners looking to sell might feel some hesitation as the summer months roll in, given the season is not the most popular time of year to place a home …
Add Value by Making Your Home Energy Efficient
Did you know that if you maximize the energy efficiency of your home, that you can can actually cut annual utility bills in half? Let´s start by breaking down what you´re actually paying to the power company every month. If we take as a starting point the national averages from the U.S. Department of Energy, nearly half – 44 percent …
Preparing to Sell Your Home
Is it time to move on from your current home and sell? If so, here are some things that will make the selling process go a lot smoother. Are you ready? Before you make any big decisions, make sure you and your family are really ready to sell. Determine if selling is a good financial move by looking at your …